Reformed apartments in the old town of javeaThis is a guide to the complete and full costs of buying a €264,000 resale property in Alicante, Spain.WITHOUT mortgage:Purchase price €264,000 + Property Transfer Tax (ITP 10%) €26,400 + Notary fees approximately €800–€1,200 + Land Registry fees approximately €450–€850 + Lawyer / conveyancing fees approximately €2,200–€3,500 + Optional administration / gestoría / NIE costs approximately €300–€800 = total estimated purchase cost approximately €294,150–€296,750.WITH mortgage:Purchase price €264,000 + Property Transfer Tax (ITP 10%) €26,400 + Notary fees (purchase) approximately €800–€1,200 + Land Registry fees (purchase) approximately €450–€850 + Lawyer / conveyancing fees approximately €2,200–€3,500 + Optional administration / gestoría / NIE costs approximately €300–€800 + Mortgage valuation fee approximately €400–€700 + Mortgage notary & registry fees approximately €600–€1,200 + Bank arrangement / opening fee approximately €0–€2,000 = total estimated purchase cost approximately €295,750–€306,650.Estimated cash required at completion with mortgage:Non-resident (70% LTV loan): approximate cash required €110,950–€119,050Resident (80% LTV loan): approximate cash required €88,150–€95,350Disclaimer: This is for guide purposes only and does not constitute the final offer, which is dependent on an individual buyer’s situation, and does not include any discounts or enhancements given.